Systematic Investment Plan (SIP) is the way to go for the current market scenario. Current market is too much volatile, and still looking for a direction. In short term it's going to be like that. For small investor, whether you inverst in mutual fund or stocks, better be planned for each month. That way you will not miss the oprtunity if there is a rally. At the same time you will not get affected much even if there will be dip for another 15-20%. At the same time you will get tax benefits for the long term gain.

 Gold is already at it's pick. SO better not to enter at this range. Definitely there will be a down turn for GOLD when stock market will show some confidence of recovery.

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